The Baby Steps provide individuals and families with a step-by-step plan to reach their financial goals in a reasonable amount of time while still allowing flexibility to accommodate their specific needs. A Ramsey Preferred Coach is a professional who works with individuals to develop an effective and practical budget that allows them to pay down their debts quickly and begin saving money for future goals such as retirement and college planning. The coach can provide personalized advice tailored specifically to the client’s situation as well as help them create a plan to stay on track along the way. Additionally, they will create a plan for repayment of debt and discuss strategies for budgeting and savings that fit within your means. A coach will also provide motivation when needed as well as encouragement when progress has been made in order to keep striving towards those goals set forth by Dave Ramsey’s Baby Steps until full financial freedom is achieved!

By providing education on topics like investment strategies, estate planning, and comparison shopping for insurance policies, coaches assist clients in building financial literacy skills so that they can make informed decisions about their finances long after the initial Baby Steps have been completed.