About Us

Why J.R. Financial Coaching

J.R. Financial Coaching is the perfect choice for those looking to get their finances back on track. Our unique approach combines personal finance advice with money mindset work, helping our clients to achieve long-term success. Unlike other financial coaching services, we never leave our clients alone in the process: we are here to guide them every step

Our Mission

Our mission is to provide financial coaching and education that enables our clients to achieve their goals and dreams. We work with individuals, couples, and small businesses who are ready to make a change and want to see real results. Our unique approach combines personal finance advice with money mindset work, ensuring that our clients are successful in the long term. We offer our services to those who are ready to make a change and want to see real results.

Our Values

At J.R. Financial Coaching, we believe in honesty, accountability, and empathy. We understand that our clients are coming to us for help because they are not happy with their current situation, and we believe that it is our responsibility to provide them with the best possible service. We also understand that finances can be a sensitive topic, and we always treat our clients with respect and compassion.

Our Goal

Our goal is to help our clients achieve financial freedom and peace of mind. We want our clients to be able to live their lives without the burden of debt, and we work hard to help them achieve this goal. We also want our clients to be able to save for the future and achieve all of their financial goals.

You’re In the Right Place If…

If you are feeling overwhelmed by your debt, if you have never been taught how to budget, or if you just don’t know where to start when it comes to growing your small business, then you need JR Financial Coaching. We offer a variety of services that are designed to help you achieve your financial goals and dreams.

What We Do

J.R. Financial Coaching offers a variety of services that are designed to help you achieve your financial goals and dreams. Our Financial coaching service provides one-on-one support for those who want to get their finances back on track. We also offer a Debt repayment guide, which helps our clients to create a plan for paying off their debt. Our Money Mindset service helps our clients to change their relationship with money and build the foundations for long-term success. We also offer Budgeting, Goal Planning, and small business growth and development services.

Our Story

Since its inception in 2016, JR Financial Coaching has helped individuals, couples and small businesses achieve their financial goals. Our unique approach combines personal finance advice with money mindset work, ensuring that our clients are successful in the long term. We offer our services to those who are ready to make a change and want to see real results. Our goal is to help our clients achieve financial freedom and peace of mind.

– Clients are successful when they do the work

At JR Financial Coaching, we specialize in working with clients who are ready and willing to do the work necessary for success. We believe that our clients should be active participants in their own financial journey, and we work hard to provide them with the tools and resources they need to achieve their goals. Our unique approach combines personal finance advice with money mindset work, ensuring that our clients are successful in the long term. We offer our services to those who are ready to make a change and want to see real results.

– You are never alone in the process

At JR Financial Coaching, we believe that our clients should never have to go through their financial journey alone. We provide them with one-on-one support and guidance every step of the way. We also offer a variety of services that are designed to help them achieve their financial goals. Our Debt repayment guide helps our clients create a plan for paying off their debt, while our Money Mindset service helps them change their relationship with money. We also offer Budgeting, Goal Planning, and small business growth and development services.

– Can relate to your situation as I have been through it

I founded JR Financial Coaching because I understand what it’s like to be in a difficult financial situation. I have been through it myself, and I know that there is hope for those who are willing to seek it out. I am passionate about helping others achieve their financial dreams, and I believe that my personal experience gives me the unique ability to relate to my clients and help them overcome their own challenges.

About Me

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“I’m Joey, the founder of J.R. Financial Coaching. I’m a financial coach, author, and speaker. I paid off over $370,000 in debt myself and have helped my clients pay off over $1 million dollars in consumer debt and add over $250,000 in savings. I’m passionate about helping others achieve their financial goals.”

Joey work closely with the eCommerce and gig worker communities to advocate for financial freedom and developing long term goals. As a top-rated seller on both eBay and Poshmark, Joey has worked with sellers at all levels, from newbies to veterans, in establishing a direction for their businesses.

Joey also works with active duty, transitioning members of the military as well as veterans in the areas of debt repayment/management, budgeting and planning for retirement. Joey is the son of a U.S. Army veteran.

Joey also has worked many of the gig apps (Uber, Amazon, Instacart, Shipt, DoorDash) and offers a unique perspective on incorporating them into your debt free journey.

Joey is a Ramsey Certified Coach, and a Certified SYMBIS Facilitator. Joey and J.R. Financial Coaching was recently named the Best Financial Service in the East Bay by readers of Bay Area Parent Magazine.

Joey was named one of Marquis Who’s Who in America 2021-2022. He also was selected as one of Marquis Top 100 Professionals and was named a Marquis Who’s Who Top Business in 2021.

In his free time, Joey enjoys podcasting and working on ideas for his next episode. His claim to fame is that his show ranked higher than Gary Vaynerchuk’s The GaryVee Audio Experience for a few days….in Saudi Arabia.

Joey holds a Certificate in Personal Financial Planning from UCLA and an MBA in Financial Planning from California Lutheran University. Never one to stop learning, Joey is currently pursuing the CFT (Certified Financial Therapist) designation as well as his Doctorate in Business Administration Finance from Liberty University.

You can reach Joey at Joey@jrfinancialcoaching.com 

To Listen to Podcast on your favorite Podcast App: http://wavve.link/mbrradio

To subscribe to the Kill the Noise Youtube Channel

To join the Debt Free Hustlers Facebook Group 

I look forward to being a part of your journey.

Best,

Joey Ruffalo, MBA-FP,
Ramsey Preferred Coach
Ramsey Solutions Master Financial Coach

Remember -“Things change when things change.”

 

“Completion of Ramsey Solutions Financial Coach Master Training does not create an employment or agency relationship with Ramsey Solutions or its affiliates; it does not constitute a license or credentials to engage in legal, tax, accounting, investment, or other professional services; nor does it constitute an endorsement or recommendation of the Coach by Dave Ramsey.”