No future is too big or too small for us, our goal is to simply help create a positive future for all of our clients. 

Welcome to J.R. Financial Coaching, we are a solo financial planning and financial coaching firm. We are here to help all of our clients with their unique needs related to all aspects of their financial goals. We approach all aspects of our planning with the heart of a teacher.

Whether its debt management, budgeting, saving for college, retirement, or strategies to pay off your house early, we are here.

Working with a financial coach can provide the following benefits: 

Standard benefits:
– You’ll be debt free in no time.
– Your finances will finally make sense.
– You’ll be able to sleep at night knowing you’re in control of your money.

Emotional benefits:
– Say goodbye to stress and hello to financial peace of mind.
– Enjoy a newfound sense of freedom and confidence.
– Never worry about your finances again

If you have questions, we have answers.

Opening a small business or currently run a small business and have questions? We can help answer those questions and get you on the right track.

Looking for side hustle ideas to add income into your household? Trying to get out of debt fast? We work hand in hand to craft a customized budget, debt repayment plan and savings goals. 

We work closely with members of the reselling community (eBay, Poshmark), gig workers (Uber, DoorDash, Instacart, Shipt and Amazon) as well as members of the military ranging from Active Duty to Veterans. 

Whatever your needs we are here to serve you.

To begin the process and to sign up for our newsletter offering support and tips: 

Joey was an awesome financial advisor. He helped me to resolve some annoying debt that I have been trying to clear. He was kind and helpful. Specifically walking me through the rigors of negotiation with creditors and the loan service company. He reviewed the debt collection techniques that companies use and the best ways to approach reconciliation. He respected my goals and the value I place on being a man of integrity.Joey kept excellent records and even did calls with me. He runs an honest business.

Glenroy H. Franklin

What can I say about our experience with Joey except he was wonderful, caring and compassionate. He listened to our needs and concerns and meet those with expert advice and the heart of a teacher. Our lives are forever changed and we couldn’t be more grateful. Bless you.

The Sandford Family